Breaking banks
Negative interest rate policies can do more harm than good
Following the issue of the first negative-yield government bond in Britain’s history, there has been speculation of negative interest rate…
Eurozone faces a huge financial challenge post coronavirus
Having seen in the past the way that Eurozone has acted against financial challenges, reluctant to employ common fiscal policies…
Monzo PIN breach – a GDPR fine in the making?
Monzo has told some 500,000 of its customers to change their personal identification number (PIN) after the challenger bank incorrectly…
Capital One breach: What was stolen in the mega hack and how?
Financial services firm Capital One has confirmed that it suffered a data breach in which some 106 million customer records…
AI in banking to be worth $300bn by 2030, but millions of jobs at risk
It’s no secret that artificial intelligence (AI) is becoming increasingly valuable across all industries. For the banking industry, the value…
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Financial services apps in “vulnerability epidemic”: 97% have serious security issues
A research project into the security of financial services apps has identified serious issues with the majority of those tested,…
Adapt to survive: What’s next for open banking?
It’s likely that you’ve heard the term ‘open banking’ in recent months. Similar to blockchain, open banking has become the…
Making tax digital: Understanding business transaction clearance
For too long, businesses across the globe paid scant attention to the paradigm shift in transaction tax enforcement. Thankfully, however,…
Bankers have lost confidence in financial services digital transformation
Despite growing discussion on the topic, confidence in financial services digital transformation has dropped over the past six years, according…
Off-chain technologies like Lightning Network won’t save Bitcoin, experts claim
Bitcoin processes seven transactions per second on average. Ripple, the fastest major cryptocurrency, can process approximately 1,500. Visa processes approximately…